However, if you don’t have a PayPal account, or don’t remember ever having made a transaction that corresponds to the one in your bank credit card statement, you should immediately contact your bank, as this might be a fraud. It is a merchant number used by PayPal for identification. This number appears when PayPal uses the specified backup billing method when you don’t have enough money in your PayPal account. When you sign up for a PayPal account, you had to provide a bank account or credit card as a backup method. This is the number which appears on your bank account statement or credit card transaction details when you pay for something using PayPal, or when something is charged using PayPal credential. How Do I Protect Myself From Such Scams?.
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